Zakat: Reviving the Ethic of Knowledge and
Nation Building

مَثَلُ ٱلَّذِينَ يُنفِقُونَ أَمْوَٰلَهُمْ فِى سَبِيلِ ٱللَّهِ كَمَثَلِ حَبَّةٍ أَنۢبَتَتْ سَبْعَ سَنَابِلَ فِى كُلِّ سُنبُلَةٍ مِّا۟ئَةُ حَبَّةٍۢ ۗ وَٱللَّهُ يُضَـٰعِفُ لِمَن يَشَآءُ ۚ وَٱللَّهُ وَٰسِعٌ عَلِيمٌۭ

The example of those who spend their wealth in the way of Allah is like a seed [of grain] which grows seven spikes; in each spike is a hundred grains. And Allah multiplies [His reward] for whom He wills. And Allah is all-Encompassing and Knowing. (Surah Al-Baqarah, 261)

Islamic philanthropy The Engine that Powered the Golden Age

From the 8th to the 13th century, the Muslim world was the beating
heart of human knowledge.

Through faith-driven endowments, we built not only mosques and
hospitals, but universities, observatories, and public libraries.

goldenages

World’s first & oldest continually operating university, Al Qarawiyyin founded by a Muslim woman, Fatima al-Fihri

In Baghdad, the Bayt al-Hikmah (the House of Wisdom) gathered scholars from across faiths to
translate, debate, and discover.

In Cordoba alone, 70+ libraries held hundreds of thousands of manuscripts at time when most of Europe
had fewer than a thousand books.

goldenages-banner

These institutions nurtured visionaries, supported by Zakat and the community’s dedication to knowledge, whose discoveries continue to shape the modern world

Al-Khwarizmi Al-Khwarizmi

Al-Khwarizmi

Mathematician and astronomer who laid the foundations for modern mathematics and computation.

Al-Biruni Al-Biruni

Al-Biruni

The scientist who
measured Earth with
astonishing accuracy, a
thousand years before
modern tools.

Ibn Sina (Avicenna) Ibn Sina (Avicenna)

The physician whose book, the ‘Canon of Medicine’ shaped global medical teaching for 600+ years.

Ibn Sina

Al-Ghazali Al-Ghazali

Al-Ghazali

Theologian and philosopher who reshaped Islamic philosophy and bridged faith with reason.

Ibn al-Haytham Ibn al-Haytham

Ibn al-Haytham

Scientist and mathematician known as the ‘father of optics,’ whose experiments on light and vision influenced modern physics and the scientific method.

thread1 thread2 thread3 thread4

That was how Islamic philanthropy
once served as the engine of civilizational progress

But over time, something began to shift.

Institutions that had always been sustained by the people turned increasingly toward rulers. The collective sense of responsibility, the belief that every believer had a stake in nurturing knowledge, began to fade.

The decline of the Islamic Golden Age came gradually and with the fall of Muslim Spain in 1492, the engine that had once powered a golden age of learning was no longer strong enough to endure.

desert
plam-tree

While giving in the Muslim world drifted away from
this tradition, the ethos found new life elsewhere

Inspired by the Islamic tradition of community-driven learning, early American Protestants seized this opportunity
for knowledge to establish world-leading universities like Harvard, Rice and others.

If I could have my choice, I should prefer that my name should be immortalized by its
connection with some good deed…by elevating the character and standard of knowledge.

Ezra Cornell-Founder

Ezra Cornell-Founder

Cornell University

  • string1 string2 string3

At Habib University we are reviving the tradition of channeling Zakat toward higher education

And you are part of this legacy. Habib University stands as Pakistan’s only 100% community-owned higher education model, built on the belief that collective responsibility can drive societal upliftment. As Pakistan’s first Liberal Arts and Sciences university, its mission is to ensure that no capable student is ever denied an education for lack of means.

Through a Shariah-compliant Zakat model, Habib University transforms faith into structure and channeling compassion into education. Every contribution sustains a scholar who will go on to shape communities, institutions, and the nation itself. Habib’s model reclaims the original purpose of Zakat: to elevate, not merely alleviate. And to rebuild the moral and intellectual foundations of our faith.

Through a Shariah-compliant Zakat model, Habib University transforms faith into structure and channeling compassion into education. Every contribution sustains a scholar who will go on to shape communities, institutions, and the nation itself. Habib’s model reclaims the original purpose of Zakat: to elevate, not merely alleviate. And to rebuild the moral and intellectual foundations of our faith.

  • 2200+

    Thriving Scholars

  • AROUND 70%

    of Student body from low to middle income households

  • 85%

    Supported through Scholarship & Financial Aid

  • 40%

    From local examination Board

  • USD 42M

    Disbursed in scholarships & financial aid since inception

  • USD 13.98M

    Disbursed in Zakat to date

  • Visit Reshaping Philanthropy Lecture Series
Habib Campus

Pakistan A Nation Defined by Generosity

In moments of crisis, our nation has always stepped forward: from the 2010 floods to devastating earthquakes, from free-of-cost healthcare to quality primary education, Pakistanis have consistently lived the principle of Zakat with sincerity and compassion.

It is no surprise that Pakistan now ranks 17th in the World Giving Index 2025, with 73 percent of people giving Zakat in 2024.

Yet despite this remarkable spirit of giving, the sectors that shape long-term national progress, such as higher education, research, and innovation, remain underfunded.

The spirit that carried Pakistan through calamities can now help transform the crisis in education into an opportunity for generations to come.

pakistan Map

Our Mohsineen Shaping Futures Through Generosity

What started ten years ago with 29 visionaries has grown into a movement inspiring over 700 others. Our community stands at the heart of Habib University, strengthening higher education in Pakistan and believing in our vision to offer transformative learning opportunities to high-merit students. Discover the inspiring stories of our supporters and join this collective journey today.

Student Success Stories Impact of your Generosity

For years, Habib University’s generous community of Mohsineen has helped realize the vision of making world-class education accessible to
deserving students in Pakistan. Through unmatched scholarships and financial aid, these benefactors continue to propel the University
toward its full potential and sustain its position as the most generous institution of higher learning in the country.

  • Furqan Karim

    Furqan Karim

  • Sahar Fatima

    Sahar Fatima

  • Arhum Ishtiaq

    Arhum Ishtiaq

  • Behjet Ansari

    Behjet Ansari

  • Nabeel Lal

    Nabeel Lal

  • Ali Rizvi

    Ali Rizvi

  • Novaira Khan

    Novaira Khan

  • Damisha Salim

    Damisha Salim

  • Swaleha Saleem

    Swaleha Saleem

Student Support & Scholarships

An investment in Pakistan’s intellectual and moral future

  • Named Scholarships

    Support four-year education of deserving and meritorious students

  • Annual Student Support

    Support one-year education of deserving and meritorious students

  • Financial Need Support

    Support education of deserving and meritorious students

Frequently asked questions

Can Zakat be given to higher education?

Yes, zakat can be given to support higher education, if it directly benefits individuals who qualify as zakat recipients, such as deserving or needy students. Historically, the Muslim world has a rich tradition of using charitable giving, including zakat, waqf, and sadaqah, to build universities, libraries, and centers of learning. This tradition nurtured scholars, preserved knowledge, and propelled Muslim societies to global intellectual and scientific leadership.

Is Habib University Shariah Compliant?

Yes, Habib University’s zakat collection and disbursement procedures are fully certified by a Shariah advisor. Our Zakat program is guided by qualified religious scholars and adheres to the principles outlined in Islamic jurisprudence. We have:

  • Separate bank accounts are maintained for zakat collection and disbursement.
  • Regular Shariah audits ensure transparency.
  • The university consults renowned Shariah scholars to adhere to zakat principles.

Who is Habib University’s Shariah Advisor?

Habib University Shariah Advisors are:

  • Mufti Muhammad Ibrahim Essa (CEO, Alhamd Shariah Advisory Services (Pvt.) Limited)
  • Mufti Ubaid ur Rahman Zubairi (Chief Executive Officer, Director Alhamd Shariah Advisory Services (Pvt.) Limited)

How will my Zakat be Utilized?

As per the Shariah protocols and rules for Zakat, 100% of your zakat donations are allocated to Mustahiq student scholarships and financial aid. Mustahiq students are verified through a robust needs-assessment system including income verification and household data.

Will I get a receipt against my zakat contribution?

You will receive an e-receipt once your donation is processed on the email address provided by you on the weblink form. Please check your spam/junk in case the receipt is not received and mark it as not spam/junk so you may receive subsequent receipts in your primary inbox.

Can I donate by Zakat to support students in specific programs?

Yes. You may choose to support students in STEM, Humanities, or women scholars, within Zakat guidelines.

Will my Zakat be used for university operations?

As per the Shariah protocols and rules, Zakat funds can only be used to support scholarships and financial aid for Mustahiq students.

Can my Zakat be allocated to non-Muslim students as well?

As per the Shariah protocols and rules, Zakat funds can only be disbursed to eligible Muslim students. Other aid sources are available for non-Muslim students.

Can I donate Zakat in installments?

Yes. You can give monthly or annually, and we can help you set up a recurring donation.

Will I receive a Zakat donation certificate?

Yes. We provide documentation and can issue a certificate upon request.

Can I meet or mentor the student I support through Zakat?

Yes, through our Donor Engagement program, you can connect meaningfully, subject to student consent.