I am currently working at CFAW, aiming to bridge policies and social impact. I aspire to deepen my expertise and contribute to evidence-based policy reforms for inclusive and sustainable development.<\/p>\n
amsal.karim@gmail.com
\nhttps:\/\/linkedin.com\/in\/amsal07<\/p>\n
+92 332 321 3076<\/p>\n
School of Arts, Humanities and Social Sciences
\nBSc (Honors) Social Development & Policy<\/p>\n
2025
\nData Analysis, Grant Writing, Mix-method Research, Policy Analysis
\nMeritorious Award
\nMember, HUSG Events Cabinet President, Young Leaders Club Program Assistant, Office of Student Life
\nResearch Associate, Center for Arts-based Methodologies and Wellbeing (CFAW) (January 2025\u00a0 March 2025) Research Intern, Aga Khan University (July 2024 August 2024)
\nDhool in Arzu Anthology Volume 6 Piya Ghar Aya in Arzu Anthology Volume 6 Research Paper on “Navigating Climate Chaos: A Gendered Analysis of Urban Flooding Impact in Karachis Diverse Socio-Economic Landscapes” in Tezhib Volume 3 Edition 32024 Sunsets in Arzu Anthology Volume 6
\nSuffocating Pakistanis: The Impact of IMF Loans on Quality of Life
\nPakistan has relied on International Monetary Fund (IMF) loans 24 times, yet its economic crisis continues to deepen. This research explores how IMF-imposed austerity measures impact household well-being, focusing on income, healthcare, education, food security, and living conditions. Using Pakistan Social and Living Standards Measurement (PSLM) data from 2012-2020, the study applies Ordinary Least Squares (OLS), Difference-in-Differences (DiD), and Triple Difference (DDD) methods to assess regional and socio-economic variations. Findings reveal that IMF programs reduce quality of life by 18%, with food security declining by 55% and living conditions deteriorating by 22%. The impact is harsher in Sindh and Balochistan, while Punjab and Islamabad benefit. The research challenges IMFs role as Pakistans savior and calls for alternative, independent economic policies to mitigate debt dependence and protect vulnerable households.<\/p>\n","protected":false},"excerpt":{"rendered":"
I am currently working at CFAW, aiming to bridge policies and social impact. I aspire to deepen my expertise and contribute to evidence-based policy reforms for inclusive and sustainable development. amsal.karim@gmail.com https:\/\/linkedin.com\/in\/amsal07 +92 332 321 3076 School of Arts, Humanities and Social Sciences BSc (Honors) Social Development & Policy 2025 Data Analysis, Grant Writing, Mix-method […]<\/p>\n","protected":false},"author":9,"featured_media":6549,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"single-graduate-01.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"program":[34],"school":[43],"class":[41],"minor":[],"class_list":["post-6317","graduate","type-graduate","status-publish","format-standard","has-post-thumbnail","hentry","program-sdp","school-school-of-arts-humanities-social-sciences","class-class-of-2025"],"acf":{"aspiration_statement":"I am currently working at CFAW, aiming to bridge policies and social impact. I aspire to deepen my expertise and contribute to evidence-based policy reforms for inclusive and sustainable development.","video_profile_link":"","habib_email":"","email":"amsal.karim@gmail.com","linkedin_link":"https:\/\/linkedin.com\/in\/amsal07","portfolio_Title":"","portfolio_link":"","personal_cell_1":"+92 332 321 3076","personal_cell_2":"","core_skills":[{"skill":"Data Analysis, Grant Writing, Mix-method Research, Policy Analysis"}],"academic_awards":[{"academic_record":"Meritorious Award"}],"leadership-experiences":[{"leadership":"Member, HUSG Events Cabinet President, Young Leaders Club Program Assistant, Office of Student Life"}],"work-experience":[{"experience":"Research Associate, Center for Arts-based Methodologies and Wellbeing (CFAW) (January 2025 March 2025) Research Intern, Aga Khan University (July 2024 August 2024)"}],"publications-projects":[{"publications_title":"","publications":"Dhool in Arzu Anthology Volume 6 Piya Ghar Aya in Arzu Anthology Volume 6 Research Paper on \"Navigating Climate Chaos: A Gendered Analysis of Urban Flooding Impact in Karachi\ufffd\u06eas Diverse Socio-Economic Landscapes\" in Tezhib Volume 3 Edition 32024 Sunsets in Arzu Anthology Volume 6"}],"project_title":"Suffocating Pakistanis: The Impact of IMF Loans on Quality of Life","fyp_desc":"Pakistan has relied on International Monetary Fund (IMF) loans 24 times, yet its economic crisis continues to deepen. This research explores how IMF-imposed austerity measures impact household well-being, focusing on income, healthcare, education, food security, and living conditions. Using Pakistan Social and Living Standards Measurement (PSLM) data from 2012-2020, the study applies Ordinary Least Squares (OLS), Difference-in-Differences (DiD), and Triple Difference (DDD) methods to assess regional and socio-economic variations. Findings reveal that IMF programs reduce quality of life by 18%, with food security declining by 55% and living conditions deteriorating by 22%. The impact is harsher in Sindh and Balochistan, while Punjab and Islamabad benefit. The research challenges IMFs role as Pakistans savior and calls for alternative, independent economic policies to mitigate debt dependence and protect vulnerable households.","project_pictures":null,"project-video":""},"yoast_head":"\n